Privacy Policy

Effective date: [[FILL: effective date]]
Last updated: [[FILL: last-updated date]]

This Privacy Policy explains how American Mortgage Corporation, Inc. (“American Mortgage Corporation,” “AMC,” “we,” “us,” or “our”) collects, uses, and shares information when you visit americanmortgagecorporation.com (the “Site”) or contact us through it. NMLS #1203481.

AMC is a mortgage broker. We do not lend money or fund loans. We help connect consumers with lenders who may be able to meet their needs.

1. Information We Collect

Information you give us. When you fill out our contact form, we collect:

  • Name, email address, and phone number (required)
  • The service you are interested in (required)
  • Property or loan type, estimated loan amount, and state (optional)
  • Your answer to our call/text consent checkbox

We do not ask for sensitive financial information on this Site. Our form does not collect Social Security numbers, dates of birth, bank account details, income, or credit information. Please do not enter that kind of information in any form field or message.

Information collected automatically. The Site and our service providers automatically collect technical information such as your IP address, browser and device type, pages viewed, referring website, and visit times, partly through cookies (see Section 4).

Information from others. If you find us through Google Search or our Google Business Profile, we may receive limited information, such as aggregated search data or a review you choose to post publicly.

2. How We Use Information

We use the information we collect to:

  • Respond to your inquiry and discuss mortgage options with you
  • Share your inquiry with lending partners so they can respond to your request (see Section 3)
  • Contact you by phone, email, or text message as you have requested or agreed
  • Operate, maintain, secure, and improve the Site
  • Understand how visitors use the Site, using aggregated analytics
  • Comply with legal obligations and protect our rights and others’ rights

3. How We Share Information

Lending partners. Because AMC is a broker, responding to your inquiry usually means sharing the information you submit with one or more lenders. [[FILL: description of lending partners, e.g., the types of lenders AMC works with and how partners are selected]]. We share only what is reasonably needed for them to evaluate and respond to your request.

Service providers. We use vendors who help us run the Site and our business, such as our website host (Hostinger), our form and email tools (Fluent Forms and Fluent SMTP, together with [[FILL: email delivery provider used by Fluent SMTP]]), and Google for analytics. They may use your information only to provide services to us.

Legal reasons. We may disclose information when required by law, subpoena, or a regulator, or to protect our rights or anyone’s safety.

Business transfers. Information may be transferred as part of a merger, acquisition, or sale of assets, subject to this Policy.

We do not sell your personal information, and we do not share it with unrelated third parties for their own marketing.

4. Cookies and Analytics

We use Google Analytics 4 and Google Search Console (through Google’s Site Kit plugin) to measure traffic and Site performance. Google Analytics uses cookies to collect information such as pages visited, time on the Site, and approximate location. We configure analytics so that the contents of our contact form are not sent to Google.

To learn more or opt out:

You can also block or delete cookies in your browser settings. [[FILL: describe cookie banner/consent tool if one is installed, or delete this sentence]]

5. Loan Applications and the Gramm-Leach-Bliley Act

This Policy covers the Site and inquiries made through it. If you go on to apply for a mortgage loan, your application information will be handled under a separate privacy notice required by the Gramm-Leach-Bliley Act (GLBA), which will be provided to you by AMC and/or the lender at that time. That notice explains how your nonpublic personal financial information is shared and protected, and your choices.

6. Calls and Text Messages (TCPA Consent)

Our contact form includes a consent checkbox. If you check it, you agree that AMC [[FILL: and, if applicable, the specific named lending partner(s)]] may contact you about your inquiry at the phone number you provided, including by calls and text messages that may use automated technology or prerecorded or artificial voice messages.

  • Consent is not a condition of receiving any service or obtaining any loan. You can still contact us directly at 312-636-5409 or toll-free at 1-800-898-2108.
  • Message frequency varies. Message and data rates may apply.
  • You can opt out of texts at any time by replying STOP. Reply HELP for help. You can also opt out of calls by telling us during a call or by contacting us using the details below.

We do not sell or share mobile numbers or text-messaging consent with third parties for their marketing purposes.

7. Children’s Privacy

The Site is intended for adults and is not directed to children under 13. We do not knowingly collect personal information from children under 13. If you believe a child has provided us information, contact us and we will delete it.

8. Data Security

We use reasonable administrative, technical, and physical safeguards, including encrypted (HTTPS) connections, to protect the information we collect. No system is completely secure, so we cannot guarantee absolute security. Please do not send sensitive financial information through the Site or by regular email.

9. Data Retention

We keep personal information only as long as reasonably necessary for the purposes described in this Policy, including responding to your inquiry, maintaining business records, and meeting legal, regulatory, and licensing record-keeping requirements. [[FILL: retention period for inquiries that do not become loan applications, if AMC sets one]] When information is no longer needed, we delete or de-identify it.

10. Your Choices

  • Marketing emails: Use the unsubscribe link in any marketing email, or contact us.
  • Calls and texts: Reply STOP to texts or ask us to stop calling (see Section 6).
  • Cookies and analytics: Use your browser settings or the opt-out links in Section 4.
  • Access, correction, or deletion: Contact us to ask about the information we hold about you. We will respond as required by applicable law. We may need to keep some information to meet legal obligations.

11. State Privacy Rights

Depending on where you live, you may have additional rights under state law, such as the right to know, correct, or delete personal information. Many state privacy laws do not apply to financial institutions or to information covered by the Gramm-Leach-Bliley Act, but we will honor requests as required by the laws that apply to us. To make a request, contact us using the details below. We will not discriminate against you for exercising your rights.

Texas residents: Texas-specific consumer notices for mortgage services, including complaint information, appear in the footer of our Site.

Florida residents: You may contact us with any privacy question or request using the information below.

[Optional — California residents: If the California Consumer Privacy Act (CCPA) applies to us, California residents may have the right to know what personal information we collect, use, and disclose; to request deletion or correction; and to opt out of the “sale” or “sharing” of personal information. We do not sell or share personal information as those terms are defined under the CCPA. Information covered by the GLBA is exempt from the CCPA. Submit requests using the contact details below. We honor Global Privacy Control signals where required.]

12. Changes to This Policy

We may update this Policy from time to time and will post changes here with a new “Last updated” date. Continued use of the Site after changes are posted means you accept the updated Policy.

13. Contact Us

If you have questions about this Policy or your information, contact us:

American Mortgage Corporation, Inc.
999 Vanderbilt Beach Road, Suite 200
Naples, FL 34108
Email: information@americanmortgagecorporation.com
Phone: 312-636-5409
Toll-free: 1-800-898-2108
NMLS #1203481 — www.nmlsconsumeraccess.org